What is IndieGent?
The payment layer for autonomous AI agents. One wallet, every API.
The Problem
Your AI agents need to spend money. They need to search the web, send emails, call APIs, generate images, book services. But right now, every service is a separate signup, a separate API key, a separate billing account.
Running 5 agents across 10 services means 50 API keys, 10 billing accounts, and zero visibility into what your agents are actually spending. It's a mess.
The Solution
IndieGent gives each of your AI agents its own USDC wallet on Base chain. Think of it like a prepaid debit card for your AI.
- You fund the wallet and set spending limits from a dashboard or CLI
- Your agent spends independently — paying for APIs, services, and tools
- You see everything — real-time balances, transaction history, auto-topup rules
How It's Different
vs. Giving agents your credit card
With IndieGent, each agent has its own isolated wallet with a spending cap. If one agent goes rogue, it can only spend what's in its wallet. Your personal funds are never at risk.
vs. Managing API keys per service
Instead of signing up for every API individually, your agent uses its IndieGent wallet to pay at the point of use. One set of credentials. One balance. Access to everything.
vs. x402 / payment protocols
x402 is a protocol — it defines how payments flow through HTTP headers. IndieGent is the wallet infrastructure that makes those payments possible. Your IndieGent wallet works with x402 services, direct USDC transfers, or any payment method on Base chain.
The Vision: Three Layers
Layer 1 — Wallet Infrastructure (live)
Spin up wallets, fund them with USDC, monitor everything. Non-custodial — you own your keys. Gas is sponsored so your agents never need ETH.
Layer 2 — Payment Gateway
Businesses accept IndieGent payments on their APIs. When your agent hits a 402 “Payment Required” response, it reads the agent-pay.md instructions and pays automatically. No SDK integration needed on either side.
Layer 3 — API Marketplace
IndieGent becomes the universal gateway. Your agent calls IndieGent's endpoint, we route the request to the underlying service, charge the wallet, and return the result. Search, email, image generation, LLMs, data APIs — one wallet, everything.
Services list themselves on the marketplace. Agents discover them. The network grows.
Key Facts
| Property | Detail |
|---|---|
| Chain | Base (Ethereum L2 by Coinbase) |
| Currency | USDC — stablecoin, always $1 |
| Transaction cost | ~$0.001 (fractions of a penny) |
| Finality | ~2 seconds |
| Custody | Non-custodial — you can export keys anytime |
| Gas | Sponsored by IndieGent |
Get Started
Jump to the Quickstart guide to create your first agent wallet in under 2 minutes, or explore the How It Works page for the full technical breakdown.